Toastmasters & Speaking Your Truth❤️

Today’s Show:

On today’s show we have the motivational Rachel Gurevich, RN, Freelance Write, & Editor! Rachel’s journey was not an easy one but it is an inspiring one. We will cover how she came to be an RN, a writer and how Toastmasters changed her life for the better! She had to “turn her life upside down in order to get it right side up” and since then she has been able to speak her truth and encourage others as well. Listen to todays show to learn more about Rachel’s journey and what she does to help others now.

Listen & Learn

2:20​ – Introduce Rachel
6:25​ – Rachel’s Website
10:13 – What is Toastmasters
11:08 – Rachel’s Toastmasters Journey
15:45 – Rachel’s Professional Background
16:20​ – Infertility Story
21:00 – From Mathematics to Nursing
27:00 – Rachel’s Coming Out Story
31:30 – Rebecca’s Toastmaster Experience
35:55 – Rachel’s Thoughts on Toastmasters

Special Guests:

Rachel Gurevich – RN, Freelance Write, & Editor

My passion is helping women make informed and empowered decisions regarding fertility, pregnancy, birth, and beyond. I’m the author of three books: Birth Plans for Dummies (with coauthor Sharon Perkins), The Doula Advantage, and the FabJob Guide to Become a Doula. I also write about fertility for Verywell. Besides the womb-warrior mission, I’m the mother of four children, a voracious reader, and gaga for all things writing.

Email: rachel@rachelgurevich.com
Website: www.rachelgurevich.com

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Follow The Data📊 NOT The Drama🎭

Today’s Show:

Today’s show is all about the DATA! If you have questions about the housing market or have fears of another crash coming then today’s show is for you! With our two expert guests, Anthony Penna from Lawyers Title & Joe Smith from Epic Mortgage, we will tackle the fears of an upcoming housing crash and explain the REAL data of today’s market. Don’t let media headlines scare you out of buying a home, watch our show and decide for yourself what you think will happen!

Listen & Learn

1:33​ – Introduce Anthony & Joe
5:21​ – Why do people think we are going to have another crash?
6:54 – Foreclosure ban until 2022
8:20​ – Perfect advice vs expert advice
9:45​ – Mortgage in active forbearance
12:30​ – Average foreclosures over last 23 years
17:14​ – Default risk in the mortgage market
20:20 – Chart on inventory of homes for sale
23:30 – Chart of home equity cashed out
27:45​ – Is AZ at a point where home buyers are not going to be able to buy?
32:00​ – Cromford housing market stats
36:00​ – When is it going to get easier to buy?

Special Guests:

Anthony Penna – Director of Sales & Marketing at Lawyers Title

“There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It’s an awesome process that I feel very fortunate to be a part of both as a former sales executive of 15 years and now in my current position since 2014. I love what I do at Lawyers Title.” As the highest ranked company in title insurance (proudly ranked 293 on the Fortune 500 list), Lawyers Title is the leading resource for all title, escrow, and marketing needs in the real estate industry.

Phone: 602-510-8848
Email: apenna@ltic.com
Website: www.lawyerstitlearizona.com

Joe Smith – Owner/Broker of Epic Mortgage

Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you’re gonna want to go to for advice on lending!

Phone: 602-741-4121
Email: joe@myepicloan.com
Website: www.myepicloan.com

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Appraisals; The Good, Bad, & Ugly 🤬🤯😳

Today’s Show:

If you are thinking of buying or selling in today’s market you NEED to watch this episode! We have appraisal expert Robert Oglesby on the show to shed some light on how appraisers are handling this crazy market we are currently in. You’ll learn how they are dealing with waived appraisals, appraisal disputes and so much MORE! We also have one of our favorite mortgage brokers Joe Smith from Epic Mortgage in studio to discuss what he’s seeing on the lending side of things. You’re not gonna want to miss this!

Listen & Learn:

1:58 – Introducing Robert

3:58 – Robert’s definition of an appraisal

7:50 – Appraisal disputes

10:06 – How to dispute an appraisal value

14:30 – Turn around times & challenges for appraisers

16:20 – How appraisals changed after the downturn

18:00 – Making adjustments due to the current market

21:20 – Market Stats

23:00 – Appraisers take on waived appraisals

26:00 – Current market trends

27:51 – Advice for appraisers in our current market

30:37 – Robert’s last thoughts

Special Guests:

Robert Oglesby, SRA, AI-RRS, ASA – President & Founder of Appraisal Tek

Robert takes a dynamic role supervising all appraisal management operations, including as a quality control reviewer. Active and current in his profession, Robert has obtained SRA, AI-RRS designations from the Appraisal institute, he is also an AQB Certified USPAP instructor, in the field he specializes in the valuation of high-performing and luxury housing. Robert organizes and presents continuing education seminars for real estate professionals, in which he covers current underwriting guidelines, appraisal methods, approaches to value, and thorough explanations of the appraisal process.

Phone: 480-288-5162

Email: info@appraisaltek.com

Website: www.appraisaltek.net

Joe Smith – Owner/Broker of Epic Mortgage

Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you’re gonna want to go to for advice on lending!

Phone: 602-741-4121

Email: joe@myepicloan.com

Website: www.myepicloan.com

 

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Building Wealth; Start With The End In Mind💸

Today’s Show:

This week’s show is all about Finances! We will be talking about how credit plays a role in mortgage rates, current market stats, and how to pay off debt the right way! Tara Krieg from the TK Team at AmeriFirst Financial is an expert in her field and helps people with more than just purchasing a home. Tara will break down exactly what she covers in her FREE 9-week Financial Peace University Class and so much more!

Listen to today’s show and learn:

5:45 – Market Update
9:50 – Highest Demand Locations in the Valley
12:35 – Tara, Her Team, & Services She Offers
17:00 – How Credit Plays a Role In Mortgage Rates
21:47 – Chart Showing Mortgage Rates Over Last 2 Years
26:00 – Mortgage Planning
29:30 – Info on Tara’s “Financial Peace University Class”
31:30 – Break Down of the 9 Week Class & What it Covers
34:45 – Why Tara Started Her Financial Class
37:12 – How to Register for Class

Special Guests:

Tara Krieg- Senior Loan Officer at Amerifirst Financial

Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years’ experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951

Email: tkrieg@amerifirst.us

Website: www.tkteam.us

 

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