How Will Biden’s New Tax Laws Affect You??

Today’s Show:

On today’s show, we are talking about President Biden’s new tax laws and what that will mean for all of us going forward.πŸ“ˆ We have tax expert Randy Detherage and one of our favorite mortgage brokers, Joe Smith, in the studio to help explain what is going to change. Will capital gain and income tax go up?😬 Watch today’s episode to find out! We will also learn about the AMAZING Scott Detherage Foundation and how you can help disadvantaged students (right here in Chandler, Arizona) go to college!πŸ“š Learn more: https://scottdetheragefoundation.com/

Listen & Learn

2:20 – The Scott Detherage Foundation
4:48 – Facebook post about tax knowledge
7:05 – Randy explains the new capital gains tax
9:07 – Tax scenario example
12:05 – President Biden’s tax plan
13:35 – What Joe’s seeing pertaining to these new tax laws
18:00 – President Biden’s new tax percentages
20:58 – Map of capital gains tax
22:50 – What happens when capital gains tax goes up?
23:48 – Teaser of next week’s show
24:25 – Randy’s final thoughts
25:50 – How to get ahold of Randy

Special Guests:

Randy Detherage – Owner of J.A. Hondorp CPA Ltd. & President of Scott Detherage Foundation

Randy is our go-to guy when it comes to taxes! He has been in the tax industry for over 20 years and currently is the owner of J.A. Hondorp CPA Ltd.

Randy Detherage – J.A. Hondorp CPA Ltd.
Phone: 480-755-0701
Email: randy@jahondorpcpa.com

Joe Smith – Owner/Broker of Epic Mortgage

Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you’re gonna want to go to for advice on lending!

Phone: 602-741-4121
Email: joe@myepicloan.com
Website: www.myepicloan.com

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Listen πŸ“» to the full show anywhere you stream podcasts!

Why Self-Sabotage Is Not Real With Kathleen Thoren

Today’s Show:

In today’s episode, we have the inspirational Kathleen Thoren on to talk about how she got into her work as a Counselor & Minister and how her strategies are helping change lives! Kathleen is a very interesting woman who has been through a lot in her life. But, those past experiences have helped how she approaches client care today. Kathleen believes that self-sabotage is not real, at least not in the way that we may think. Watch today’s show to find out what exactly we mean by that and how her strategies can help lead you to a more fulfilling and satisfying life. πŸ˜„

Listen & Learn:

1:40 – Rebecca Intro’s Kathleen
5:25 – Self sabotage and Kathleen’s experience
8:03 – Kathleen’s family history
10:55 – How Kathleen found her religion
18:00 – The Engaged Living Experience
21:28 – The root reason behind negative patterns
22:43 – Being an adult and having freedom to choose
24:12 – Kathleen’s mission
25:00 – What Kathleen is all about & her experience
27:28 – What a certified laugh leader
30:45 – Kathleen’s Facebook page
31:24 – What clients say about Kathleen
32:28 – Letter to Kathleen & how she changed someone’s life

Special Guest:

Kathleen Thoren – Master’s in Counseling & Ministry: Kathleen is the catalyst for personal development to transform ones life so they can experience a more fulfilled life and satisfying healthy relationships with themselves, others, and God. Kathleen Founded Enrich Relationships, Inc. an AZ non-profit serving trauma victims, domestic violence victims, foster children, & veterans. She also Founded KAT Ministries, Inc. a CA non-profit organization helping individuals affected by trauma, abuse, and deprivation. Some other fun facts about Kathleen is she was a vocalist & counselor for the Indy Car Racing Circuit. She served and lived as a missionary in Central America, Mexico, China, Peru, Bolivia, and San Diego’s inner city. She has held leadership positions specializing in organizational leadership for corporations, churches, and non-profit organizations and has managed multimillion-dollar programs at the City of Phoenix Sky Harbor International Airport.

Phone: 602-315-5997
Email: kathleen.thoren@gmail.com
Website: www.thorengroup.com

Follow us on Facebook @GratefulHeart.Tv πŸ˜„

Listen πŸ“» to the full show anywhere you stream podcasts!

Which Special Woman In Your Life Deserves To Feel Like A Queen? πŸ‘‘

Today’s Show:

Today’s episode is all about the importance of self empowerment and how something as simple as a photoshoot can truly make one’s self-worth skyrocket. We are joined in studio by Denise Nicole who is a Boudoir photographer here in Phoenix and the inspirational Veronica Barragan from the Sovereign Woman Academy. Denise has been in photographer since 2003 but has really found her passion to be in Boudoir photography because of her drive to help women feel beautiful, loved, worthy, and empowered. Denise has such a passion to help others that she is starting a non-profit and a community on Facebook to uplift and encourage each other. Watch or listen to today’s show to learn how you or someone you love could win a FREE BOUDOIR SHOOT ($425 value) with the fabulous Denise!

Listen & Learn:

1:15 – Rebecca Intro’s Denise
3:15 – Denise’s client Adrian Video
5:30 – Adrian’s experience w/ Denise
10:36 – Denise’s story
11:36 – How Denise started w/ Boudoir Photography
14:40 – The client that changed Denise’s way of photographing
21:45 – Denise’s personal story & being empowered vs power
25:10 – Intro Veronica Barragan
27:33 – How Denise & Veronica met
28:50 – Denise’s non-profit
29:25 – Want a free Boudoir shoot?
30:00 – Veronica’s thoughts on Denise’s services
33:25 – How to find Veronica & her services she offers
36:30 – Denise’s services & non-profit info
38:40 – How to find Denise

Special Guest:

Denise Nicole – Professional Photographer: Phoenix boudoir photographer, Denise Nicole, is one of the most experienced boudoir photographers in Phoenix, Scottsdale, and Gilbert. With over a decade of empowering women and teaching them about self love through the power of boudoir photography, Denise Nicole has seen great success in the boudoir photography industry. If you are looking for the best boudoir photographer in Phoenix, Scottsdale, or Gilbert, AZ look no further than Denise Nicole Photography. A Phoenix boudoir photography experience unlike any other!

Phone: 623-341-4770
Email: Denise@denisenicolephotography.com
Website: www.denisenicolephotography.com/

Veronica Barragan – aka Joti Radjeep Kaur – Owner of Satori Wellness & The #SovereignWoman Academy: I left a lucrative business of 15 years as A Real Estate Broker and Business Coach to hundreds of Entrepreneurs, to follow my Dharmic Path of helping others take their Sovereignty back holistically healing body, mind, and Spirit and aligning with their business in order to create a Legacy in this lifetime.

Website: https://linktr.ee/veronicabarraganiam

Follow us on Facebook @GratefulHeart.Tv πŸ˜„

Listen πŸ“» to the full show anywhere you stream podcasts!

Please Let The Appraisal Come In At Value!πŸ™

Today’s Show:

It seems like the housing market today is fickle and appraisals are everything! A bad or delayed appraisal can mean the difference of winning or losing on your dream home.😲 We are in studio today with one of our favorite lenders Tara Krieg from AmeriFrist, her CEO Eric Bowlby, and Jay Joseph Owner of JAG Appraisals, to get to the bottom of these appraisal issues we are currently dealing with. We will also cover some amazing programs that AmeriFirst is offering sellers and buyers to be more competitive in today’s market.🏑 Tune in to find out about our current market & so much more!πŸ™Œ

Listen & Learn:

2:00 – Rebecca Intros Tara & Eric
6:50 – AmeriFirst home trade-in program
9:00 – Example of IBuyer vs Traditional Listing
11:30 – Other home buying programs AmeriFirst offers
16:50 – What Rebecca & Tara are seeing w/the housing market
18:13 – Is buyer demand starting to soften?
21:00 – Renting in the current market
23:00 – Where rates are today vs 40 years ago
25:30 – Jay Joseph Intro
27:30 – Rebecca’s story of recent appraisal issues
30:40 – Who is policing appraisers?
32:00 – Jay’s stats on appraiser & appraisals
34:00 – What it takes to become an appraiser
40:30 – How are appraisals effecting lenders & their clients
45:00 – IBuyers & Eric’s last thoughts
47:30 – Rebecca & Tara’s final thoughts on the current market

Special Guest:

Tara Krieg – Senior Loan Officer at AmeriFirst Financial:Β Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years’ experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Eric Bowlby – Chief Executive Officer at AmeriFirst Financial

Phone: 480-344-1951
Email: tkrieg@amerifirst.us
Website: www.tkteam.us

Jay Josephs – Owner of Josephs Appraisal Group & JAG Educational Systems: Jay Josephs is the Founder and President of Josephs Appraisal Group and has been appraising homes for nearly 20 years. Jay is also a state certified real estate instructor and has been certified for expert witness testimony. Jay is a Certified Residential Appraiser, Valuation of Green Sustainable Buildings Certified and is a licensed real estate broker in Arizona as well.

Phone: 602-955-4050
Email: orders@jaginc.net
Website: www.josephsappraisalgroup.com

Follow us on Facebook @GratefulHeart.Tv πŸ˜„

Listen πŸ“» to the full show anywhere you stream podcasts!

Home Inspections – The Major Concerns To Look Out For

Today’s Show:

Home Inspections are no joke and when you go to purchase a home you want to be sure whomever is doing the inspection is experienced and knowledgeable. On today’s episode we have Rob Sell who is a Pro in the Home Inspection Industry! Rob is in studio to share important information and point out some of the major concerns you should be looking for when purchasing a home new or old!

Listen & Learn:

1:30 – Rebecca intros Rob
3:00 – What kind of education does a Home Inspector need?
7:00 – A little bit about Rob & his family
9:00 – Cromford report update
13:30 – Market index report explained
15:18 – Why are home sales in Avondale going up?
17:50 – Dollar volume per month chart
20:00 – More about Rob Sell’s background
22:10 – Rob’s charity work
23:26 – A day in the life of Rob – Facebook post
25:20 – Rebecca’s home inspection story & video
31:53 – Rob’s experience with crawl spaces
33:13 – The longest termite tube Rob has ever seen!
35:20 – The type of Termites Arizona has
39:00 – Inspecting attics in AZ in the summerπŸ₯΅
41:10 – What kind of filter does Rob recommend for your AC
42:17 – Some of the photos from Rob’s inspections
47:07 – The dangers of plug-in air fresheners
48:55 – Why home inspections are so important for new builds
52:15 – Number 1 reason most people are afraid to move to AZ
56:15 – How to get ahold of Rob and his prices

Special Guest:

Rob Sell – Owner of Sell Home Inspections:Β 

With over 20 years of experience and 4500+ inspections completed, Rob Sell is a Pro in the Home Inspection industry!

Phone: (602) 908-7355
Email: sellhomeinspect@gmail.com

Follow us on Facebook @GratefulHeart.Tv πŸ˜„

Listen πŸ“» to the full show anywhere you stream podcasts!