Appraisals; The Good, Bad, & Ugly 🤬🤯😳

Today’s Show:

If you are thinking of buying or selling in today’s market you NEED to watch this episode! We have appraisal expert Robert Oglesby on the show to shed some light on how appraisers are handling this crazy market we are currently in. You’ll learn how they are dealing with waived appraisals, appraisal disputes and so much MORE! We also have one of our favorite mortgage brokers Joe Smith from Epic Mortgage in studio to discuss what he’s seeing on the lending side of things. You’re not gonna want to miss this!

Listen & Learn:

1:58 – Introducing Robert

3:58 – Robert’s definition of an appraisal

7:50 – Appraisal disputes

10:06 – How to dispute an appraisal value

14:30 – Turn around times & challenges for appraisers

16:20 – How appraisals changed after the downturn

18:00 – Making adjustments due to the current market

21:20 – Market Stats

23:00 – Appraisers take on waived appraisals

26:00 – Current market trends

27:51 – Advice for appraisers in our current market

30:37 – Robert’s last thoughts

Special Guests:

Robert Oglesby, SRA, AI-RRS, ASA – President & Founder of Appraisal Tek

Robert takes a dynamic role supervising all appraisal management operations, including as a quality control reviewer. Active and current in his profession, Robert has obtained SRA, AI-RRS designations from the Appraisal institute, he is also an AQB Certified USPAP instructor, in the field he specializes in the valuation of high-performing and luxury housing. Robert organizes and presents continuing education seminars for real estate professionals, in which he covers current underwriting guidelines, appraisal methods, approaches to value, and thorough explanations of the appraisal process.

Phone: 480-288-5162

Email: info@appraisaltek.com

Website: www.appraisaltek.net

Joe Smith – Owner/Broker of Epic Mortgage

Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you’re gonna want to go to for advice on lending!

Phone: 602-741-4121

Email: joe@myepicloan.com

Website: www.myepicloan.com

 

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Listen 📻 to the full show anywhere you stream podcasts!

Building Wealth; Start With The End In Mind💸

Today’s Show:

This week’s show is all about Finances! We will be talking about how credit plays a role in mortgage rates, current market stats, and how to pay off debt the right way! Tara Krieg from the TK Team at AmeriFirst Financial is an expert in her field and helps people with more than just purchasing a home. Tara will break down exactly what she covers in her FREE 9-week Financial Peace University Class and so much more!

Listen to today’s show and learn:

5:45 – Market Update
9:50 – Highest Demand Locations in the Valley
12:35 – Tara, Her Team, & Services She Offers
17:00 – How Credit Plays a Role In Mortgage Rates
21:47 – Chart Showing Mortgage Rates Over Last 2 Years
26:00 – Mortgage Planning
29:30 – Info on Tara’s “Financial Peace University Class”
31:30 – Break Down of the 9 Week Class & What it Covers
34:45 – Why Tara Started Her Financial Class
37:12 – How to Register for Class

Special Guests:

Tara Krieg- Senior Loan Officer at Amerifirst Financial

Licensed to provide mortgages and loan programs for homeowners and buyers within Arizona, she has over 12 years’ experience in all aspects of real estate finance, real estate investing, mortgage planning, and business planning. Her specialties include loan origination, credit education, mortgage related financial consulting and planning, and personal coaching of Junior Loan Officers.

Phone: 480-344-1951

Email: tkrieg@amerifirst.us

Website: www.tkteam.us

 

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Listen 📻 to the full show anywhere you stream podcasts!

How to Play the Credit Game & Win! 😉

Today’s Show:

There are a lot of misconceptions about what truly affects your credit score and we are here today to put an end to it! We have two amazing and knowledgeable credit experts in studio to go over what exactly you need to know about credit scores and how they can effect buying a house in the future. Dawn McCraw from Price Law Group & Tara Krieg from the TK Team at AmeriFirst Financial are experts in their fields and have a lot of experience dealing with credit, mortgages, & lending. Check out your own credit score at www.annualcreditreport.com or download MyFicoApp to see your Mortgage credit score.

Listen to today’s show and learn:

4:00 – Who Dawn is & her background

8:30 – Mortgages – Cost of Credit

13:30 – Average credit scores

15:40 – Credit scoring model for mortgages

16:35 – Credit Karma misconceptions

22:00 – Different FICO scores

25:30 – Credit score impact

31:00 – What makes up your FICO score

36:13 – Collections & mortgages

39:00 – Key points

Special Guests:

Tara Krieg- Senior Loan Officer at Amerifirst Financial

Phone: 480-344-1951

Email: tkrieg@amerifirst.us

Website: www.tkteam.us

Dawn McCraw – Attorney at Price Law Group: 

Phone: 818.600.5585

Email: dawn@pricelawgroup.com

Website: www.pricelawgroup.com/Meet-Our-Team/Dawn-McCraw.aspx

Website: www.gocleancredit.com/

 

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Listen 📻 to the full show anywhere you stream podcasts!

Creating Our Reality🔮 – Part 2

Today’s Show:

You know you’re doing something exciting when you’re both anxious and uncomfortable yet exhilarated… That’s how I felt when I recorded these episodes. The reason being, the topic is a little “out there” by most people’s definitions, especially in episode 2 where Cori takes me via Hypno to a past life in Egypt my subconscious experienced. Whether you’re a believer or just curious hopefully, you will be open-minded enough to enjoy these episodes that took some courage on my part to be vulnerable to the criticism of my naysayers instead of playing it safe with our regular mainstream content our show provides. I enjoy being different. I enjoy being unharmable. Let’s elevate our consciousness together and see what doors we may open into our own realities.

Listen to today’s show and learn:

7:45 – Why are past lives important

10:00 – Cori explains Past Life Regression Hypnosis

12:07 – Hypnosis starts

18:20 – Rebecca describes herself in past life

28:26 – Recap with Rebecca & Cori

30:07 – Cori wraps up hypnosis session

Special Guests:

Cori Roberts – Mind Body Specialist: 

I am an artist, music lover and passionate about eating clean and vibrant foods. I pride and celebrate myself in being exactly who I am. Often people might see me as younger in nature, that’s because I am! I have been detoxing, meditating and living my best life for almost 15 years. I have learned a tremendous amount about myself through unwinding social pressures, emotional disturbance, physical illnesses, etc…. By doing so, I have uncovered the REAL me and brought about my purpose and gifts. My unique gifts of being a medical intuitive, hypnotherapist, detox specialist, mom of 3 and a professional photographer gives me a unique look at life. I believe that we are all here to find ourselves again. Our authentic selves. And when we do, there is no greater gift.

Website: www.coriroberts.com

Email: info@coriroberts.com

Phone: 480-330-4577

Instagram: Words2Wellness

 

Follow us on Facebook @GratefulHeart.Tv 😄

Listen 📻 to the full show anywhere you stream podcasts!

Creating Our Reality🔮 – Part 1

Today’s Show:

You know you’re doing something exciting when you’re both anxious and uncomfortable yet exhilarated… That’s how I felt when I recorded these episodes. The reason being, the topic is a little “out there” by most people’s definitions, especially in episode 2 where Cori takes me via Hypno to a past life in Egypt my subconscious experienced. Whether you’re a believer or just curious hopefully, you will be open-minded enough to enjoy these episodes that took some courage on my part to be vulnerable to the criticism of my naysayers instead of playing it safe with our regular mainstream content our show provides. I enjoy being different. I enjoy being unharmable. Let’s elevate our consciousness together and see what doors we may open into our own realities.

Listen to today’s show and learn:

6:50 – Who is Cori Roberts & What She Does

9:20 – Clean Eating & Vibrant Foods

15:00 – Cori Roberts Background

16:00 – HydroTherapy/Colonics

19:45 – Working With Stage 4 Cancer Patients

27:44 – What Is 5G & How Low Frequencies Affect Us

29:30 – Silver Tree Wellness & Hormone Pellets

33:00 – How To Contact Cori

Special Guests:

Cori Roberts – Mind Body Specialist: 

I am an artist, music lover and passionate about eating clean and vibrant foods. I pride and celebrate myself in being exactly who I am. Often people might see me as younger in nature, that’s because I am! I have been detoxing, meditating and living my best life for almost 15 years. I have learned a tremendous amount about myself through unwinding social pressures, emotional disturbance, physical illnesses, etc…. By doing so, I have uncovered the REAL me and brought about my purpose and gifts. My unique gifts of being a medical intuitive, hypnotherapist, detox specialist, mom of 3 and a professional photographer gives me a unique look at life. I believe that we are all here to find ourselves again. Our authentic selves. And when we do, there is no greater gift.

Website: www.coriroberts.com

Email: info@coriroberts.com

Phone: 480-330-4577

Instagram: Words2Wellness

 

Follow us on Facebook @GratefulHeart.Tv 😄

Listen 📻 to the full show anywhere you stream podcasts!

Time To Get Off The Fence! 🙌

Today’s Show:

Is there something keeping you on the fence of buying or selling your home?

Today we have our favorite Mortgage Broker Joe Smith with Epic Mortgage in studio to go over the current market conditions. We will be talking about Today’s mortgage rates, supply, and what this could mean for the future. Definitely a show you’re not gonna want to miss! Especially if you’re in the market of buying or selling a home.

Special Guests:

Joe Smith – Owner/Broker of Epic Mortgage

Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you’re gonna want to go to for advice on lending!

Phone: 602-741-4121

Email: joe@myepicloan.com

Website: www.myepicloan.com

 

Follow us on Facebook @GratefulHeart.Tv 😄

Listen 📻 to the full show anywhere you stream podcasts!

How To Avoid Stepping In 💩 “It” with Attorney Aaron Green

Today’s Show:

Today’s show is a good one! We have our favorite Mortgage Broker Joe Smith with Epic Mortgage and the one and only Aaron Green Attorney at Law in studio. We will be talking about legal issues Aaron has seen in the current Real Estate Market. Covering questions like, “Is there a way to back out of a contract when your clients have Buyer’s/Seller’s remorse?” or  “what happens when the title company can’t decide who the Earnest Money belongs to?”. Tune-in to find out the answers to those questions and so much MORE!

Special Guests:

Aaron Green – Law Office of Aaron Green

Aaron graduated from ASU Law School in 1999 and since then has spent many years practicing in Real Estate law along with working as a Mortgage Broker. However, for the past several years, Aaron has concentrated on full time practice of law. During that time, Aaron was a senior “Hotline Attorney” for the Arizona Association of REALTORS providing legal advice and written legal opinions to real estate agents throughout the state. He served on numerous expert panels regarding real estate issues and taught continuing education classes to both attorneys and real estate agents.

Phone: 602-525-4659

Email: ag@greenlawaz.com

Website: www.greenlawaz.com

Joe Smith – Owner/Broker of Epic Mortgage

Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you’re gonna want to go to for advice on lending!

Phone: 602-741-4121

Email: joe@myepicloan.com

Website: www.myepicloan.com

 

Follow us on Facebook @GratefulHeart.Tv 😄

Listen 📻 to the full show anywhere you stream podcasts!

The Unknown & Unlimited Potential 🌟

Today’s Show:

On today’s show we have our FAVORITE Commercial Real Estate Broker Mary Nollenberger and the Amazing Brandie Heredia Owner of Unmarked Beauty & Wellness. These beautiful ladies are with us today to talk about businesses that have thrived during Covid and how, as Mary puts it, “stepping into the unknown leads to unlimited potential”. There is a lot to be learned from both of today’s guests so I suggest you tune-in and find out how to start achieving your dreams aka access your “Unlimited Potential” today!

Special Guests:

Mary Nollenberger – Senior Vice President at Orion Investment Real Estate

Mary has 20+ years of extensive commercial real estate experience and represents investors in acquisition, stabilization, and disposition in the Phoenix metro market. She has won numerous awards over the years for being an influencer in the Commercial Real Estate industry.

Phone: 480-748-8266

Email: mary.nollenberger@orionprop.com

Website: http://www.orionprop.com/

Brandie Heredia – Certified Nurse Injector, RN, BSN & Owner of Unmarked Beauty And Wellness  

Brandie has over 15 years of experience in the medical field, bringing her knowledge and expertise to her clients. She has trained and worked alongside the Valley’s most trusted physicians. With her knowledge and desire to help people look and feel their very best, she has made Unmarked Beauty and Wellness one of the top 5 ranked Best of Chandler in 2018.

Phone: (480) 737-1394

Email: info@unmarkedbeautyandwellness.com

Website: https://unmarkedbeautyandwellness.com/

 

Follow us on Facebook @GratefulHeart.Tv 😄

Listen 📻 to the full show anywhere you stream podcasts!

Who’s Missed Going To The Movies??🎬🍿

Today’s Show:

On today’s show we have the lovely Mary Nollenberger with Orion Investment Real Estate and the one and only Craig Paschich with Alamo Drafthouse Cinema.

We will be talking about how Covid has affected certain businesses and get some first hand knowledge of what that looks like. Craig also shares with us some strategies the Alamo has used to adapt & keep guests coming in! Be on the lookout for this post on our social media for your chance to be entered in the raffle to win Alamo movie tickets! 😄📽

Special Guests:

Mary Nollenberger – Senior Vice President at Orion Investment Real Estate

Mary has 20+ years of extensive commercial real estate experience and represents investors in acquisition, stabilization, and disposition in the Phoenix metro market. She has won numerous awards over the years for being an influencer in the Commercial Real Estate industry.

Phone: 480-748-8266 Email: mary.nollenberger@orionprop.com Website: http://www.orionprop.com/

Craig Paschich – Partner/Owner of AZ Alamo Drafthouse Cinema

Craig is the former Alamo president who now owns the Arizona franchises. He opened the first-ever Arizona Alamo Drafthouse Cinema in Chandler and now has 3 locations in the East Valley! Alamo Drafthouse has won awards for being known as “The Best Movie Theater”.

Phone: 520-213-8129 Website: https://drafthouse.com/about
Chandler: 4955 S Arizona Ave., Chandler, AZ 85248

 

Follow us on Facebook @GratefulHeart.Tv 😄

Listen 📻 to the full show anywhere you stream podcasts!

Why NOT To Wait Till It’s A Buyers Market!🏡

Today’s Show:

On this week’s show we have Tara Krieg from Amerifirst Financial with us to go over the current real estate market and why you should not wait till it’s a “Buyers Market” to buy! Seller Markets have their advantages for both the Buyers & Sellers. Tune-in to find out exactly what those advantages are!

Special Guests:

Tara Krieg- Senior Loan Officer at Amerifirst Financial

Tara Krieg is the Senior Loan Officer at Amerifirst Financial and has been in the mortgage industry for 17 years! Tara knows her stuff and helps her clients with more than just home loans.

Phone: 480-344-1951 Email: tkteam@amerifirst.us Website: www.tkteam.us

 

Follow us on Facebook @GratefulHeart.Tv 😄

Listen 📻 to the full show anywhere you stream podcasts!